“HGV? is the abbreviated form of Heavy Goods Vehicle.
A HGV is also known as Large Goods Vehicle or LGV. It is a vehicle than weighs
above four tonnes and is used to carry and deliver pallets, livestock and huge
goods throughout the world. An insurance policy formulated to handle matters
concerning a HGV is known as HGV insurance. 

There are a host of insurance providers in the market
who offer this kind of cover. HGV insurance cover can be had for HGV fleets as
well as individual HGVs. Like all other categories of vehicles, an HGV needs an
insurance cover to be on road. In case of HGV insurance, the nature and the
premium of the coverage depend on the weight of the HGV concerned.

Coverage:

The nature of the coverage and the premium one has to
pay for that will depend on the level of coverage that one opts for his HGV.
Different policies will have different degrees and types of coverage and one
must decide on his HGV policy taking all his needs and his budget into
consideration.

An , you will manage to pile up a significant
percentage of no claims   bonus and thus will be able to reduce your
premium considerably.